About Us

YCFCU Mission Statement:

"We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore, we commit ourselves to offer competitive rates on investments & loans and to provide innovative products & exceptional member service."

Since it's inception on November 9, 1949, the goal of Yuma County Federal Credit Union has been to meet the needs of our community. We believe that bigger is not necessarily better; however, as we continue to offer competitive rates on investments and loans we have found that we are serving more of our community each year. In 1994 a branch office was opened in Wray and we became Yuma County Federal Credit Union. The credit union continues to grow and prosper with eight full time employees, five in the Yuma office and three in Wray.

Yuma County Federal Credit Union is a non-profit organization owned and governed by its members. One of the characteristics which distinguish credit unions from other financial institutions is the volunteer Board of Directors. These individuals serve without compensation and devote many hours to the welfare of the credit union. Board members are elected by the membership each year at the credit union annual meeting. Each member has one vote regardless of the number of shares he or she has in the credit union. Some of the duties of the board include long-range planning, policy review, budget decisions and consideration of the new programs, rates and facilities. The position requires a dedication to protect the best interest of the credit union. We are fortunate to have five dedicated individuals serving on our Board of Directors.

Our Supervisory Committee is made up of three credit union members. The committee is board appointed but acts independently of the board, the credit union President and staff. They also meet monthly to record all new and closed accounts, as well as to review loan files, and the overall condition of the credit union.

Yuma County Federal Credit Union officers, staff and volunteers are all also member/owners of the credit union and invested in the continued success of Yuma County Federal Credit Union. We are "People Helping People."